For many people, buying a home is more than a milestone. It represents stability, opportunity and the pride that comes with building a future in their community. In 2025, 19 individuals and families became first-time homeowners with help from the City of Daytona Beach’s Down Payment Assistance Program, turning their dream of owning a home into a reality.
The program is funded through State Housing Initiatives Partnership (SHIP) funds, which are provided to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. The city partners with Homes Bring Hope and Habitat for Humanity to provide suitable housing for qualified buyers.
Through the city’s Redevelopment and Neighborhood Services department, eligible low-income homebuyers can receive financial assistance to help cover down payments and closing costs, helping remove some of the biggest barriers to purchasing a home.
PROGRAM HIGHLIGHTS
- Up to $50,000 in assistance
- Income-based eligibility
- Limited availability
Residents interested in applying are encouraged to start by contacting one of the city's partner agencies:
- Mid-Florida Housing | 386-274-4441
- Central Florida Community Development Corporation | 386-226-1216
- Habitat for Humanity of Volusia and Flagler County | 386-257-9950
ADDITIONAL INFORMATION: Contact the City of Daytona Beach Redevelopment and Neighborhood Services Department at (386) 671-8050.